Tuesday, November 20, 2012

Just for Kids: Super Saving Tips from Credit Union Mascots

Saving money is a great way to prepare for your future, help others, and buy the things you’ve always dreamed of. However, as all kids and grown-ups know, saving money can be really tricky. How can we make it easier? To find out more, NerdWallet asked the experts: a penny, a tree, a monster, a dinosaur and an eagle! We learned that saving money may not be easy, but it’s really important, and it’s actually pretty cool, too. Here’s what these credit union mascots had to say about spending, saving, asking for help, and hanging out with kids like you.

Thursday, November 15, 2012

Start saving your pennies! Single-person mini helicopter coming in 2021

Admit it: At one point or another, you've dreamed about purchasing some form of personal aerial transportation. I know I have. With that in mind, there's something seriously appealing about Hirobo's a one-person mini electric helicopter. 

Scheduled for completion sometime in 2021 (it would probably make a rad gift for your children…someday), the nascent vehicle can reach speeds of up to 100 kilometers per hour (about 62mph). Of course, the upcoming machine can only sustain that velocity for about thirty minutes at a time, but it's a fault I'm willing to deal with. 

The single-passenger flying craft, which made its debut at the International Aerospace Exhibition in Nagoya, Japan, will be available in two flavors: an unmanned variation that will cost 10 million yen (roughly $125,000) and a single-seater that will set potential owners back a whopping 30 million yen ($375,000). 

Will it ever be able to accommodate romantic travel? Maybe. According to Rocket News, Hirobo president Kotaro Matsuzaka says that a two-seat version is in development. Here's hoping. 

Although it was ostensibly created to serve as a mode of transportation during emergencies or natural disasters, it's hard to imagine this not becoming the luxury vehicle of the future. I mean, really, who needs a Ferrari when you can have a freakin' helicopter? 

Tuesday, November 6, 2012

Conserving water is a good way to save money

I recently heard an expert say World War III is going to be a battle for water. If we want to be a step ahead, we should take steps now to conserve water.

The process of saving water is nothing new to those who haul water. You know how to conserve water, but those of us who have a well or live on a water delivery system need to polish our skills.

Just like dealing with money issues, look first at where you are spending your water budget. If you have a water delivery or if your water comes through a pipe, you know how many gallons of water you are consuming. It is a little more difficult for those of us who have wells, but it is just as important to conserve. You don’t pay for the water, but you pay for the electricity that pumps the water.

All of us pay a cost for water whether it is in the form of an electric bill, cost of city water, or the time and energy it takes to haul water.

Saving water is easy. Become aware of where you are using your water and use some of these ideas to cut down your water consumption.

Bathroom — This is the biggest area of water use in the home with the toilet being the No. 1 culprit.

• If the toilet was installed before 1992, it can use as much as 6 gallons per flush. If it doesn’t need replacing, reduce the amount of water used for each flush by inserting a displacement device in the tank. Keep in mind that at least 3 gallons is needed to ensure proper flushing, though there are some new commodes on the market that use as little as 1.6 gallons. Upgrade older toilets with water efficient models.

• Check the toilet for leaks. Place a few drops of food coloring into the tank. If the food coloring appears in the bowl within 30 minutes without flushing, there is a leak that needs repair.

• If your shower fills a one-gallon bucket in less than 20 seconds, replace the showerhead with a low-flow showerhead. Using these low-flow devices is the best water conservation action to take and usually the cheapest.

• Shorten your shower by a minute or two and you’ll save up to 150 gallons per month. Every minute, 5 to 10 gallons of hot water is running down the drain. Take showers instead of baths. Filling the tub uses more water than a shower.

Kitchen — Only run the dishwasher when there’s a full load. Check dishwasher directions. Most new machines clean more thoroughly and do not recommend pre-rinsing dishes before putting in the dishwasher. Here are some more water-saving tips in the kitchen.

• When hand washing dishes, use one side of the sink to wash and fill the other side with rinse water. For a single sink, wash and stack dishes in a drainer, then rinse with a sprayer. Soak pots and pans instead of letting the water run while you scrape them clean.

• Use the garbage disposal sparingly. Disposers require a lot of water to run properly. If you have a septic tank, that much water just fills the tank. Compost vegetable waste instead and save gallons.

• Use a bowl or pan filled with water to wash and rinse fruits and vegetables. Collect the water you use for rinsing fruits and vegetables, then reuse it to water houseplants.

• Don’t use running water to thaw food. Defrost food in the refrigerator for water efficiency and food safety.

• Keep a pitcher or beverage dispenser of water in the refrigerator. This will eliminate running the faucet to get a cold glass of water.

Laundry — Washing clothes is the second largest use of water in the home.

• Wash only full loads of clothes or adjust the water level to the amount of clothes.

• Use the correct amount of detergent to eliminate second rinses.

• Washing dark clothes in cold water saves both on water and energy, while helping your clothes to keep their colors.

• When buying new appliances, consider those that offer cycle and load size adjustments. They’re more water and energy efficient. Compare resource savings among Energy Star models. Some of these can save up to 20 gallons per load, and energy too.

Water costs money and could one day be in short supply. Take steps now to conserve.

Roxie Rodgers Dinstel is a professor of extension on the Tanana District Extension Faculty. Questions or column requests can be e-mailed to her at rrdinstel@alaska.edu or by calling 474-2426. The Cooperative Extension Service is part of the University of Alaska Fairbanks, working in cooperation with the U.S. Department of Agriculture.